Alternative Risk Transfer

• Alternative Risk Transfer capacity is complementary to traditional lines and can complement existing traditional covers.
• It can include profit sharing mechanisms.
• Sustainability solutions aim to address resiliency and adaptation, transition technologies and emission reduction related challenges.
• We offer unbundled captive fronting which can include unique multi-line, multi-year fronted programs.

• Close collaboration with brokers and clients
• Extensive expertise
• Partnership approach that brings in experts in underwriting, legal and compliance, actuarial, claims, and finance and accounting to analyze each transaction
• We ensure that the right experts provide the right offering for you
• Innovative solutions
• Right balance between traditional risk transfer and coverage
• Leading-edge structuring and risk analysis
• Our clients benefit from standalone underwriting capacity and authority

Broad range of Property & Casualty lines of business (traditional and non-traditional elements, e.g. aggregate limits and deductibles, automatic extensions, profit sharing features) and parametric triggers:

• Annual single line captive stop loss
• Multi-line, multi-year insurance
• Captive reinsurance solutions

Transactions up to 5 years tenure (extendable)

Risk financing structures

• Best where traditional RoL > 10% and/or when the cost of combined average claims in the long term is significantly lower than the equivalent external premium spend

Global fronting capability

• Expands across 200+ countries and on a multi-line and multi-year basis if needed

• Client needs: we find the optimum balance between risk retention and risk financing for each client, as part of a holistic risk management strategy.
• A long-term partnership for certainty over a longer time period — but with the flexibility to change when needed.
• Client specific exposures and loss experience to determine the ideal structure in each case.