Allianz Commercial in Switzerland
Allianz Commercial offerings in Switzerland
The following overview shows solutions for the MidCorp (corporate customers < CHF 500 million turnover) and LargeCorp (corporate customers > CHF 500 million turnover) sectors. This overview is for reference only. It does not contain details of the conditions, limitations or exclusions of the insurance cover.
Please refer to the policy wording for further details.
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Alternative Risk Transfer
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Aviation
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Cyber
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Entertainment
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Financial Lines
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Liability
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Marine Cargo
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Marine Hull
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Natural Resources & Construction
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Property
Alternative Risk Transfer
At Alternative Risk Transfer (ART), we specialize in creating bespoke insurance, captive reinsurance and other innovative non-traditional risk management solutions tailored to meet the unique needs of corporate clients worldwide.
Our expertise lies in helping businesses navigate complex and evolving risks with customized, multi-year, and multi-line contracts designed for long-term protection.
To learn more, please visit the ART website.
Structured Solutions
Structured innovative insurance programs are tailored solutions, designed to respond to a client’s particular risk management needs.
The multi-year and/or multi-line nature of these solutions means the client is able to manage the volatility emanating from partially retained risks efficiently over longer periods.
These programs often include profit sharing elements and can also include risks for which traditional insurance is unavailable and/or emerging risks.
Captive Solutions / Captive Fronting
A broad offering for multinational companies operating an inhouse insurance program. A truly global approach, with or without risk transfer.
Our extensive network, comprising of Allianz offices and trusted partners in over 200 countries and territories, provides comprehensive expertise in underwriting, risk management, policy servicing, and claims globally.
Airlines
General Aviation
Aerospace
Cyber
Production
Live Events & Sports
Directors & Officers (D&O)
If managing directors and board members - so-called directors and officers - breach their duties and damage occurs, they are personally liable with their private assets. This is where our directors' and officers' liability insurance steps in. It protects the private assets of board members.
Financial Institutions
For financial institutions we offer a wide range of products such as D&O, Professional Indemnity and Crime Insurance, either with independent cover or as part of mixed forms.
Pension Trust Liability
We offer protection for Company-own Pension Funds as well as Collective Pension Foundation against claims directed at them, the respective company, or their managers.
Other
Beside the products mentioned above, we offer a variety of other products such as Miscellaneous Professional Indemnity Insurance (Misc. PI), Prospectus Liability Insurance (POSI), etc.
Liability
General (Public/Products) Liability
We offer a range of commercial general liability and specialist liability insurance products, covering personal or bodily injury, property damage and pure financial loss.
Clinical Trials Insurance
Our specialist Clinical Trials insurance team provides cover for all phases of clinical trials. This is an additional product to the public and product liability cover, available in selected countries.
Environmental Liability Insurance
We help your company evaluate, mitigate, and protect against environmental risks, with tailored solutions in the areas of premises pollution and contracting pollution.
Marine Cargo
We offer comprehensive insurance cover for the entire value chain in connection with the transportation of goods of all kinds, including storage in connection with transportation. Through our worldwide Allianz network, one of our strengths is the implementation and support of international insurance programs, adapted to the needs of our customers and taking into account local legislation.
We offer the right solution for worldwide transportation of goods, regardless of whether they are transported by land, sea or air. Our risk consultants are on hand with help and advice, for example for project business and special transports.
The comprehensive protection concept protects you against financial losses due to loss of or damage to the goods during transportation. We also offer customized cover concepts to protect you as a carrier, freight forwarder, warehouse keeper or logistics provider against liability under transport contracts in accordance with the law, on the basis of general terms and conditions or individual contracts.In addition, we offer insurance products specially tailored to the areas of exhibition, luggage, jewelry and valuables insurance.
Marine Hull and Liability
We offer a comprehensive insurance concept for the maritime and inland shipping sector, including shipping specializing in coastal shipping. This includes large commercial container ships and cruise ships, but also smaller units and special ships.This includes all facilities and superstructures associated with the ship as well as the technical accessories and associated equipment, the engine and third-party damage.
We also provide cover concepts in the area of construction risk for maritime and inland shipyards.
Furthermore, a broad spectrum of cover options is available for pleasure craft and yachts, guaranteeing all-round insurance protection.
Natural Resources & Construction
Our range of cover at a glance:
Erection All Risk (EAR) and power generation plants
Machinery and electronics
- As automation increases, so does the need for individual insurance solutions. We insure against unforeseen damage or destruction of machines, electronic devices or electrotechnical systems, e.g. due to operating errors, clumsiness or intent on the part of third parties.We also offer insurance cover against financial losses resulting from business interruption.
Contractors All Risk (CAR)
Property and Business Interruption
As one of the the leading property insurer in Switzerland, we specialize in risk consulting and insurance for companies from a wide range of industry sectors. Our clients include large stock-listed corporations as well as medium-sized companies from the manufacturing and service sectors. International program solutions and worldwide cover concepts complement our local core business.
We insure against traditional fire, theft and water damage as well as against damage caused by natural hazards. Due to climate change, we see the latter as being subject to an increasing loss trend and therefore a greater focus for our clients.
Discover our services
Risk appetite
The products and services described on this page may not be available in all locations. This is for your general information only.
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Cyber
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Financial Lines
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Liability
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Multinational
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Property
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Special risks
Focus SME - here we want to grow
- Offer for all client segments, from SMEs to large corporations
- Only companies that meet the defined minimum requirements in the area of IT security and therefore already have a certain level of cyber resilience
- Primary layer for companies with a turnover of up to CHF 1 billion
- Excess layer for companies of all sizes
Our solution for SMEs:
- Simplified application procedure for companies with a turnover of up to CHF 50 million
- Assumption of costs in the event of breaches of data protection law
- Optional cover in the event of fraud by cyber criminals
- Available in German, French and Italian
Large corporations - our strengths
- Competent contacts with many years of experience
- International insurance programs through our worldwide Allianz network
- Individual solutions for complex company structures
- High service quality (according to feedback from our clients and brokers)
- Support through Cyber-Risk-Engineering if required
Restricted appetite
- Companies that do not meet the defined minimum requirements for IT security / resilience (e.g. employee awareness, multi-factor authentication)
- Critical infrastructure providers, hospitals, psychiatric clinics
- Financial and IT service providers with a turnover of less than CHF 50 million
- City and cantonal administrations
- Casinos, online gambling, online betting
Focus SME - here we want to grow
- In all client segments from SMEs to large corporations
- Privately held as well as listed companies
- In both primary and excess layer
Large corporations - our strengths
- Competent contacts with many years of experience
- Individual solutions for complex company structures
- International insurance programs through our worldwide Allianz network in accordance with regulatory requirements
Restricted appetite
- Companies whose shares are traded on a stock exchange in the USA
- Auditing companies, trustees, management consultants, lawyers, etc.
- Commodity traders
Crypto banks, trading venues and technology companies
Focus SME - here we want to grow
Service companies and trade
- Lawyers, trustees, consulting
- Architects
- Retail trade
- Cultural institutions (museums, cinemas, recreation, clubs)
- Motor vehicles (trade and repair)
Manufacturing and processing companies
- Electrical engineering, electronics, precision mechanics, optics
- Agriculture
- Metalworking and processing
- Construction industry
- Manufacturing industry
Other industry sectors
- Municipalities and cities
- Educational establishments
- Healthcare facilities
- Doctors excluding surgery, gynecology, veterinarians
- Pharmaceuticals / chemicals and medical devices incl. clinical
Large corporations - our strengths
- Competent contacts with many years of experience
- Worldwide network of Allianz
- Individual solutions for complex company structures and international insurance programs
- Professional risk engineering / risk consulting
- High underwriting capacity
Restricted appetite
- Special solutions for an estimated premium below CHF 10,000
- International programs for professional indemnity insurance
- Hospitals with a sum insured in excess of CHF 25 million
- Ground-up construction site insurance
- Exposed recall cost risks
- Firearms
Our international solutions
- Country-compliant insurance solutions centrally coordinated, taking local requirements into account
- Coordinated coverages across the entire program
- Easy worldwide handling & cost efficiency
- The Allianz network is one of the largest in the world with Allianz Offices in more than 70 countries with and 200 countries covered in total
Restricted appetite
- Special solutions for an estimated premium below CHF 10,000
- International programs for professional indemnity insurance
- Further industry-specific restrictions can be found on the line one-pagers
Focus SME - here we want to grow
Service companies and trade
1. Office and administration companies
2. Wholesale and retail trade
3. Hospitality industry
4. Cultural institutions (museums, cinemas, recreation)
5. Transportation industry
6. Motor vehicles (trade and repair)
Manufacturing and processing companies
1. Electrical engineering, electronics, precision mechanics, optics
2. Machine and vehicle construction
3. Metalworking and processing
4. Building and subconstruction work
5. Other manufacturing industry
Other industry sectors
1. Education and teaching
2. Hospitals, doctors, homes
3. Municipalities, public administration
4. Energy and water supply
Large corporations - our strengths
- Competent contacts with many years of experience
- Worldwide Allianz network
- Individual solutions for complex company structures and international insurance programs
- Professional risk engineering / risk consulting
- Large UW capacity
Restricted appetite
- Disposal and recycling
- Wood processing
- Chemicals, pharmaceuticals, paints, varnishes, fertilizers, explosives
- Grain mills, production of oils, fats, margarine
- Glass production
- Fuels, filling stations, tank farms
- Companies in fire hazard class 7-9 (generally very high fire loads, rapid spread of fire and/or very high process and operational hazards)
- Jewelers, banks
Focus SME - here we want to grow
Service companies and trade
1. Office and administration companies
2. Wholesale and retail trade
3. Hospitality industry
4. Cultural institutions (museums, cinemas, recreation)
5. Transportation industry
6. Motor vehicles (trade and repair)
Manufacturing and processing companies
1. Electrical engineering, electronics, precision mechanics, optics
2. Machine and vehicle construction
3. Metalworking and processing
4. Building and subconstruction work
5. Other manufacturing industry
Other industry sectors
1. Education and teaching
2. Hospitals, doctors, homes
3. Municipalities, public administration
4. Energy and water supply
Large corporations - our strengths
- Competent contacts with many years of experience
- Worldwide Allianz network
- Individual solutions for complex company structures and international insurance programs
- Professional risk engineering / risk consulting
- Large UW capacity
Restricted appetite
- Individual solutions for complex company structures under CHF 20,000
- Waste disposal and recycling
- Wood (manufacturing industries)
- Chemicals (manufacturing industries)
- Food (manufacturing industries)
- Glass (manufacturing industries)
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Further information
Our office
Zurich / Wallisellen Branch
Visitor address:
Richtiplatz 1
CH-8304 Wallisellen
Switzerland
Postal address:
Postfach
CH-8010 Zurich
Switzerland
Trade credit insurance and surety bonds
Allianz Commercial is part of one of the world's strongest financial services groups and the world’s #1 insurance brand. When you partner with us, you partner with Allianz Group — and its sister companies.