ALLIANZ GLOBAL CORPORATE & SPECIALTY SE, its brands and trading names (including "Allianz Commercial"), affiliates and sub-sidiaries ("we, "us", "our"), a part of the Allianz Group, is an insurance company based in Germany providing insurance products and re-lated services around the world.
Protecting your privacy is a top priority for us. This Privacy Notice describes how and for what purposes we collect, use, and disclose your Personal Information.
1. Who is the data controller?
Data controller means the legal person who determines the purposes and means of pro-cessing personal data.
ALLIANZ GLOBAL CORPORATE & SPECIALTY SE
Koeniginstrasse 28
80802 Munich Germany
is the data controller as defined by applicable data protection laws and regulations.
2. What types of personal data will be collected and processed?
Depending on the type of insurance product or service we provide to you, we may collect and process various types of personal data about you, including:
- Contact and Personal Information such as surname and first name, address data, email addresses, telephone numbers, date of birth, gender, identity document number
- Policy or Claims Information including materials you submit as part of your claim
- Account Details such as identification and policy numbers and passwords
- Payment Information including credit/debit card and bank account details
- Other information such as preferences and lifestyle
We may also collect and process Sensitive Personal Data including but not limited to health data resulting from, for example, medi-cal reports or your claims history.
3. How will we obtain and use your personal data?
We will use your personal data for the follow-ing purposes:
- for insurance contract administration (e.g. quotation, underwriting, claims handling)
- to administer debt recoveries
- to maintain business relationships
- for customer and user administration and marketing
- to process it with artificial intelligence (Al) and for automated decision making (in-cluding profiling)
- for credit scoring purposes
- to redistribute risks by means of reinsur-ance and coinsurance
- for fraud prevention and detection
- to comply with any legal obligations (e.g. tax, accounting and administrative obligations)
We will inform you where we require your con-sent to process your personal data. Otherwise, we will process your personal data to meet our legitimate business interests (including main-taining contact with clients, providing updates and information about Allianz, organizing and hosting events, and conducting market re-search and analysis) or where it is needed to comply with a legal or regulatory obligation or when exercising or defending a legal right or when courts are acting in their judicial or ad-ministrative capacity. In addition, we may also process your personal data to enter into a con-tract with you, or to perform our obligations under an existing contract with you.