Marine Insurance

Allianz Commercial is one of the largest marine insurers in the world. Our unparalleled depth and breadth of capabilities sets us apart in the industry and provides an unmatched level of expertise.

Our comprehensive portfolio of customizable products means we can meet a wide range of coverage needs by providing innovative solutions. Our appetite for challenging projects knows no bounds, offering our clients a wide range of options.

Our strength lies in combining years of technical experience with market-leading financial expertise. This enables us to underwrite the largest and most challenging projects, providing our clients with unparalleled protection and peace of mind.

The availability of products and services featured on this page may vary by country or territory. Visit your country's page.

Explore the Marine Insurance coverage offered by Allianz Commercial

Female cargo specialist, many cargo containers in the background

Cargo Insurance

Comprehensive cargo insurance for all stages of the distribution chain, including goods in transit, storage risks and global programs.

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Two workers working on a large ship's propeller

Marine Hull & Liability

Hull and machinery coverage for blue water, brown water, pleasure craft, builder’s risk as well as marine liability (including marine property).

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Big transport truck on a highway, sunset atmosphere

Inland Marine

We lead in inland marine coverage across North America and beyond, offering tailored solutions for moving or movable property worldwide.

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Build Back Better Endorsement

With the maritime sector advancing towards net-zero by 2050, we recognize the need for proactive, impactful solutions.

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What are some of the factors Allianz Commercial considers when assessing marine risks?

Details about the vessel, including its type, size, age, condition, and intended use, are essential for evaluating the risk.
The planned route, duration, and destinations of the voyage should be thoroughly assessed to understand the potential exposure to risks such as weather conditions, piracy, or geopolitical instability.

Examining the loss history of the vessel, the operator, or similar risks can provide valuable insights into potential vulnerabilities and risk trends.
Any risk management or loss prevention measures in place, such as safety protocols, security measures, or emergency response plans, should be taken into account.

Marine insurance from Allianz Commercial is
available in the following countries and territories

Allianz Commercial will consider every risk on its own merit. Capacity and coverage offered to individual clients are subject to hazard, Nat Cat exposure, grading, terms and conditions. The products and services described on this page may not be available at all Allianz Commercial locations. This is for your general information only. Please contact your local broker for full information on local product availability.

Visit your local page

Meet our Marine Insurance experts

Richard Soja

Global Head of Marine

Justus Heinrich

Global Product Leader Marine Hull, Regional Head of Marine Germany & Switzerland

Philip Graham

Global Product Leader Marine Liability, Regional Head of Marine London & Nordics

Marcel Ackermann

Global Product Leader Cargo, Head of Global Technical Office

Find local contacts in your country

Top 3 business risks in 2026
in the shipping industry

1. Changes in legislation and regulation (40%) - NEW

2. Natural catastrophes (32%) - 2025 rank: 1 (29%)

3. Artificial intelligence (24%) - NEW

Discover the annual Allianz Risk Barometer

Loss trends and risk challenges for the maritime sector

With 90% of international trade transported by sea, maritime safety is crucial.

However, growing risks from war, geopolitical events, climate change, and larger vessels challenge the sector's ability to maintain stability.

Discover the annual Safety and Shipping Review

Report

Business Black Swans

Survey: The threats companies consider to be most plausible in the next five years.

Allianz Risk Barometer 2026 | Expert risk article

Risk in focus: Business interruption

Business interruption and supply chain disruption drops to #3 from #2 but this peril remains a significant concern given it can be a consequence of other risks in the global top 10.

Report

Allianz Risk Barometer 2026

The most important corporate concerns for the year ahead, as ranked by 3,338 risk management experts from 97 countries and territories.

Magazine

Global Risk Dialogue

We’re discussing the burning issues and emerging exposures in global risk management, designed to help you navigate through eventful times.

Expert risk article

Fully charged: plugged in to the risks of the EV revolution

In five years, over 200 million electric vehicles will require a robust charging infrastructure, presenting challenges for companies and insurers.

Photo of a facility filled with hydrogen

Global | Press release

Hydrogen: opportunities, uses and risks

Hydrogen will play a crucial role in driving the green transition with demand expected to surge in the coming decades.

Global | Press release

Climate Adaptation & Resilience Services (CAReS)

Allianz Commercial launched its Climate Adaptation & Resilience Services (CAReS). The data-driven platform has been developed together with Allianz clients and allows them to directly identify potential high-risk areas.

Global | Press release

Safety and Shipping Review 2025

The fast-changing geopolitical landscape is creating new risks and challenges for a shipping industry already juggling the energy transition and the legacy of the Covid-19 pandemic.

Report

Safety and Shipping Review

The annual report identifies loss trends and highlights a number of risk challenges for the maritime sector.

Global | Press release

Political violence and civil unrest trends 2025

Civil unrest ranks as the biggest concern for more than 50% of company respondents globally, reflecting the fact that incidents are increasing and lasting for longer.

Expert risk article

Winds of change hit offshore energy generation

By 2050, offshore wind could provide over half of Europe’s electricity – but traditional fixed-bottom turbines can only take it so far.

Global | Press release

Allianz Risk Barometer 2025

Companies identify cyber-attacks, especially data breaches, as their top business concern for the year ahead.

Image of the bow of a ship going through thin ice in the sea

Expert risk article

Loss log: Arctic shipping

We look at the main causes of shipping incidents in Arctic waters.

Abstract image of a ship with a forest cover along with windmills and solar panels depicting sustainable shipping

Expert risk article

Decarbonization and sustainability in shipping

Captain Rahul Khanna looks at how the maritime industry is progressing on its decarbonization journey and how going green will change the face of shipping.

Global | Press release

Safety and Shipping Review

According to the latest report, shipping losses hit all-time low despite increasing risks for the whole sector in 2024.

Cargo theft: Emerging trends and effective risk mitigation strategies

Tune in to Rich Soja, Global Head of Marine, as he examines the latest trends in cargo theft and discusses effective strategies to mitigate the associated risks, highlighting the critical role of insurance in protecting global supply chains.

Decarbonization of the shipping industry

Listen to Dr Funké Adeosun, Global Sustainability Solutions Practice Head, as she explores the critical role of insurance in the transition to a decarbonized world. She discusses insurance's unique position — not only in reducing its own carbon footprint, but also in enabling global decarbonization, particularly in the shipping industry and the transportation of low-carbon fuels.

Why choose Allianz Commercial as
your partner?

At Allianz Commercial, we're a global powerhouse, that brings together the best for our customers — from mid-sized businesses to the largest multinationals

We have the market-leading capacity to handle the largest risks

We have the financial strength and are backed by strong ratings

We have the network to help you in over 200 countries and territories

We manage more than 4,000 global insurance programs

We have a tradition of 100+ years of technical expertise

Our engineers provide a wide range of dedicated risk consulting services

We have one of the strongest claims teams of any global insurer

We cover more than 21,000 local policies worldwide

We are powered by international and diverse teams across the globe

We are part of Allianz Group, a leading financial services provider

Our ambition is to make sustainability a core part of everything that we do

Allianz is committed to achieving net-zero emissions by 2050

Key benefits for our brokers and clients

Global consistency, local expertise: Access to top regional experts for a consistent, high-quality experience worldwide.
Speed and clarity: Streamlined communication and rapid go-to-market for faster results.
Direct, empowered access: Work with coordinated teams for seamless sales, account management and underwriting.
Comprehensive risk solutions: Market-leading options for traditional and alternative risks with a consistent global approach.
Specialized expertise for complex risks: Global hubs support specialty and wholesale needs, including large, complex risks.
Solutions for every size: From mid-market to multinational, we cover the entire market.

Marine Insurance